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FARMERS NATIONAL BANK - Mortgage/Loans
    Serving Northern Kentucky


Repossessed Property Available
  • Commercial bldg in Hebron @ I-275, ideal for restaurant, bank, etc.
  • reduced to $375,000
  • Small commercial building in Glencoe, Ky. (former beauty shop)
  • $39,900
  • 3 BR, 2 BA, Williamstown
  • reduced to $89,900
  • 4 BR, 3 BA, 2 car garage, lake front lot, move in condition in Kenton Co
  • reduced to $146,900
  • Residential rental in Covington; currently rented @ $350/mo
  • $25,000
  • Fixer-upper in Taylor Mill; 3 BR, 1 ½ BA
  • $45,000
  • 3 BR, 2 BA, 2 car garage, full basement in Falmouth
  • $75,000
    Call 859-356-5921 or 859-620-0308
    Residential Mortgages

    At Farmers National Bank, we pride ourselves on our ability to provide as many options as possible for your residential mortgage. We offer a wide variety of fixed and variable rate products.

    Some of our more popular and innovative options include:

    • Grants for down payments
    • Construction loans
    • Bridge loans
    • Land loans
    • Farm loans
    • Home improvement loans
    • Refinance/debt consolidation
    • Conventional loans
    • Terms up to 30 years
    • Contact Us for additional information

    And, if you have an unusual situation that doesn't seem to fit a standard plan, let us know! We'll do our best to customize a mortgage loan just for you!

    For an application, click here: Applications/Forms

    Home Equity Loans

    You may already have a great interest rate on your mortgage that you don't want to lose. How, then, can you get the low interest rate and tax-deductible interest* of a mortgage without refinancing?

    The answer is a Home Equity loan. Our customers use home equity loans for a wide variety of purposes, some of which are:

    • Purchase a car (or boat, or motorcycle, etc.)
    • Consolidate student loans
    • Consolidate credit cards or other consumer debt
    • Tuition
    • Vacation
    • Unexpected expenses
    • Home improvement
    • Contact Us for additional information

     

    Some options are:

    Home Equity Loans:

     

    Tax deductible *
    Up to 180 months
    Lock-in rates for up to 15 years
    Home Equity Credit Lines: Access by check
    Tax deductible *
    Interest-only option available
    Up to 180 months
    No closing costs!

    Home equity term loans are generally suited for a specific need and/or dollar amount. Lines of credit are accessed by writing checks, and provide quick access to cash as needed on an ongoing basis.

    * Consult with your tax advisor regarding the deductibility of interest on home equity loans.

    For an application, click here: Application/Forms

    Consumer Loans

    Auto Loans

    • New and used
    • Refinance
    • Terms up to 72 months

    Home Equity Credit Lines

    • Access by check
    • Tax deductible*
    • Interest-only option available
    • Up to 180 months
    • No closing costs!

    Home Equity Loans

    • Tax deductible *
    • Up to 180 months
    • Lock-in rates for up to 15 years

    *Consult with your tax advisor regarding the deductibility of interest on home equity loans.

    Savings Secured

    • No credit approval required
    • Borrow up to 100% of balance on deposit

    Mobile Home Loans

    • New and used
    • Flexible terms

    Recreational Vehicles

    • New and used
    • Flexible terms
    • Contact Us for additional information

    For an application, click here: Applications/Forms

    Commercial Loans

    • Commercial
    • Investment
    • Multi-Family
    • Small Business
    • Lines of Credit
    • Letters of Credit
    • Working Capital Loans
    • Equipment Purchase
    • Contact Us for additional information

    Terms are determined on a case-by-case basis. We'll offer you as many options as we can, based on the circumstances of each request. Give us a chance to work with you.

    For an application, click here: Applications/Forms

    Credit Cards

    • A necessity in today's world
    • Low rates
    • Convenient
    • Contact Us for additional information

    For an application, click here: Applications/Forms

    Calculators
    All financial calculators are for estimation purposes only. Your actual payment may vary.

    To inquire about our financing options, competitive rates and quick turn around times, please contact one of the following Loan Officers:
     
    Michael Chiles
    215 W. Shelby Street
    Falmouth, KY 41040
    Phone: 859-654-2073
    Fax: 859-654-2076
    NMLS # 759241


    Jo Dyer
    13447 Dixie Highway
    Walton, KY 41094
    Phone: 859-356-5921
    Fax: 859-363-0473
    NMLS # 759252
    Darin Hart
    10499 Hwy. 27, N
    Butler, KY 41006
    Phone: 859-472-7231
    Fax: 859-472-2310
    NMLS # 759136
    Justin Augsback
    7953 Alexandria Pike
    Alexandria, KY 41001
    Phone: 859-635-1234
    Fax: 859-635-7777
    NMLS # 759286

     

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