FARMERS NATIONAL BANK - Mortgage/Loans
    Serving Northern Kentucky

At Farmers National Bank, we pride ourselves on our ability to provide as many options as possible for your residential mortgage. We offer a wide variety of fixed and variable rate products.

Some of our more popular and innovative options include:

And, if you have an unusual situation that doesn't seem to fit a standard plan, let us know! We'll do our best to customize a mortgage loan just for you!

For an application, click here: Applications/Forms

Home Equity Loans

You may already have a great interest rate on your mortgage that you don't want to lose. How, then, can you get the low interest rate and tax-deductible interest* of a mortgage without refinancing?

The answer is a Home Equity loan. Our customers use home equity loans for a wide variety of purposes, some of which are:

Some options are:

Home equity term loans are generally suited for a specific need and/or dollar amount. Lines of credit are accessed by writing checks, and provide quick access to cash as needed on an ongoing basis.

* Consult with your tax advisor regarding the deductibility of interest on home equity loans.

For an application, click here: Application/Forms

Consumer Loans

Auto Loans

• New and used
• Refinance
• Terms up to 72 months

Home Equity Credit Lines

• Access by check
• Tax deductible*
• Interest-only option available
• Up to 180 months
• No closing costs!

Home Equity Loans

• Tax deductible *
• Up to 180 months
• Lock-in rates for up to 15 years

*Consult with your tax advisor regarding the deductibility of interest on home equity loans.

Savings Secured

• No credit approval required
• Borrow up to 100% of balance on deposit

Mobile Home Loans

• New and used
• Flexible terms

Recreational Vehicles

• New and used
• Flexible terms
• Contact Us for additional information

For an application, click here: Applications/Forms

Commercial Loans

• Commercial
• Investment
• Multi-Family
• Small Business
• Lines of Credit
• Letters of Credit
• Working Capital Loans
• Equipment Purchase
• Contact Us for additional information

Terms are determined on a case-by-case basis. We'll offer you as many options as we can, based on the circumstances of each request. Give us a chance to work with you.

For an application, click here: Applications/Forms

Credit Cards

• A necessity in today's world
• Low rates
• Convenient
• Contact Us for additional information

For an application, click here: Applications/Forms

Calculators
All financial calculators are for estimation purposes only. Your actual payment may vary.

To inquire about our financing options, competitive rates and quick turn around times, please contact one of the following Loan Officers:
 

Michael Chiles 215 W. Shelby Street Falmouth, KY 41040 Phone: 859-654-2073 Fax: 859-654-2076	Jo Dyer 13447 Dixie Highway Walton, KY 41094 Phone: 859-356-5921 Ext. 118 Fax: 859-363-0473
Neil Spencer 2040 Declaration Drive Independence, KY 41051 Phone: 859-363-4830 Fax: 859-363-4827	Darin Hart 10499 Hwy. 27, N Butler, KY 41006 Phone: 859-472-7231 Fax: 859-472-2310
Ken Rechtin 7953 Alexandria Pike Alexandria, KY 41001 Phone: 859-635-1234 Fax: 859-635-7777	Justin Augsback 7953 Alexandria Pike Alexandria, KY 41001 Phone: 859-635-1234 Fax: 859-635-7777