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FARMERS NATIONAL BANK - Privacy Policy
Serving Northern Kentucky
Our Privacy Policy
It is the policy of this institution to respect the privacy of our
customers and to protect the security and confidentiality of your
non-public personal information. We have established policies to:
(1) ensure the security and confidentiality of our customers'
records and information; (2) protect against any anticipated threats
or hazards to the security or integrity of such records; and (3)
protect against unauthorized access to, or use of, such records or
information which could result in substantial harm or inconvenience
to any of our customers.
Non-Public Personal Information Collected
Non-public personal information is personally identifiable
financial information that is provided by our customers, results
from any transaction with our customers, or any service performed
for our customers, or is otherwise obtained by our financial
institution and is determined to be not publicly available. The
above information may be obtained from applications or other forms
you complete to open a deposit account, apply for credit, or obtain
a financial service from our institution; information about your
transactions with us or others; and, information we may receive from
a consumer reporting agency. Specific personally identifiable
financial information that we might collect includes, but is not
limited to, the following: name, address, social security number,
assets, income, account balance, payment history, parties to
transactions, credit card usage, credit history and your
creditworthiness.
Disclosure of Non-Public Personal Information
We do not disclose non-public personal information about you
to anyone, except as permitted by law. If you decide to close your
account(s), or become an inactive customer, we will adhere to the
privacy policies and practices as described in this notice.
We restrict access to your personal and account information to
those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to guard
your non-public personal information.
Disclosure of Non-Public Personal Information to Service
Providers
We may disclose all of the information we collect, as
described above, to companies that perform data processing and other
services for us. We have entered into specific contracts that
require the above mentioned service providers to maintain the
confidentiality of the information provided and strictly restrict
your personal information from being used for any purposes other
than those for which the information is disclosed or as otherwise
permitted by law.
Privacy Questions
If you have any questions regarding how our financial
institution handles your personally identifiable financial
information, do not hesitate to Contact Us.
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