Farmers National Bank Serving Northern Kentucky

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FARMERS NATIONAL BANK - Mortgage/Loans
Serving Northern Kentucky

Home Equity Loans

You may already have a great interest rate on your mortgage that you don't want to lose. How, then, can you get the low interest rate and tax-deductible interest* of a mortgage without refinancing?

The answer is a Home Equity loan. Our customers use home equity loans for a wide variety of purposes, some of which are:

Purchase a car (or boat, or motorcycle, etc.)
Consolidate student loans
Consolidate credit cards or other consumer debt
Tuition
Vacation
Unexpected expenses
Home improvement
Contact Us for additional information

Some options are:

Home Equity Loans:	Tax deductible * Up to 180 months Lock-in rates for up to 5 years
Home Equity Credit Lines:	Access by check Tax deductible * Interest-only option available Up to 180 months No closing costs!

Home equity term loans are generally suited for a specific need and/or dollar amount. Lines of credit are accessed by writing checks, and provide quick access to cash as needed on an ongoing basis.

* Consult with your tax advisor regarding the deductibility of interest on home equity loans.

For an application, click here: Application/Forms